🔒 No bank login. No account sync. Ever.

Your net worth.
Privately tracked.

Netsheet is the simple net worth spreadsheet that lives in your browser. Enter your numbers manually, see your net worth instantly. No bank linking, no subscription, no data harvesting.

Net Worth — June 2026 $127,450
Assets
Checking account $8,200
High-yield savings (HYSA) $24,500
Roth IRA $18,750
401(k) $41,000
Car (est. value) $14,000
Liabilities
Student loan -$22,000
Credit card -$1,800
Car loan -$9,200

Total Net Worth $73,450
🔒 All data stays in your browser — no accounts connected, no data shared

Get early access — free during beta

✓ You're on the list. We'll reach out when we launch.

Free during beta · No credit card · 91 people already waiting

Why Netsheet

Better than a spreadsheet.
Safer than Empower.

Netsheet
No bank account linking — ever
Data stored locally in your browser, not our servers
Cleaner than a net worth spreadsheet — no formulas to break
Free forever — no subscription, no upsells
Export to CSV, Google Sheets, or Excel anytime
Empower / Monarch / Mint
Require full bank account access via Plaid
Your financial data stored on their servers
Push investment products and paid upgrades constantly
Monthly subscription fees ($8–$15/mo)
Can't export your own data easily
How it works

Simpler than any
net worth spreadsheet.

Netsheet gives you everything a free net worth spreadsheet does — without the broken formulas, messy columns, or manual version tracking. It's the best net worth spreadsheet alternative for people who want clarity without complexity. Works like a net worth spreadsheet Google Sheets template, but smarter and always up to date.

01 — Add

Enter your assets & debts

Add checking, savings, retirement accounts, property, loans, and credit cards. No bank login — you type the numbers yourself.

02 — Track

See your net worth instantly

Netsheet calculates your total automatically. Update once a month to see your progress — like the best simple net worth spreadsheet, but without the maintenance.

03 — Chart

Watch your wealth grow

Monthly snapshots build your net worth history automatically. See exactly how far you've come — no net worth spreadsheet Excel charts to build manually.

04 — Export

Take your data anywhere

Export to CSV, Google Sheets, or Excel with one click. Your data, your format, anytime — no hoops, no support ticket.

What people are saying

Finally, a net worth tracker
that respects your privacy.

★★★★★

"I've been using a Google Sheets template for 3 years and it kept breaking. Netsheet is exactly what I wanted — clean, simple, no bank login. I update it on Sunday mornings in 5 minutes. That's it."

J

James T.

Software Engineer · Austin, TX

★★★★★

"After Mint shut down I tried Empower but I hated giving them my bank login. Netsheet is exactly what I was looking for — just enter the numbers and see your net worth. No nonsense."

A

Aisha M.

Nurse Practitioner · Chicago, IL

★★★★★

"I'm 24 and just opened my first Roth IRA. I don't have complex finances — I just wanted to see my net worth in one place without giving some app my bank password. Netsheet nailed it."

M

Marcus L.

First-year teacher · Denver, CO

★★★★★

"My husband and I tried Monarch but $14.99/month felt steep for something we'd check once a month. Netsheet does exactly what we need for free. The export to Google Sheets is a nice bonus."

S

Sarah K.

Marketing Manager · Seattle, WA

★★★★★

"I work in cybersecurity so I was never going to give a budgeting app my credentials. Netsheet is the only net worth tool I'd actually trust — data stays in the browser, nothing goes to a server."

R

Ryan P.

Security Engineer · San Francisco, CA

★★★★★

"I had a net worth spreadsheet Excel file I'd been maintaining since 2019. It was a mess. Netsheet replaced it in 20 minutes and now I actually enjoy updating it. Highly recommend for anyone who hates spreadsheet maintenance."

L

Linda C.

Small Business Owner · Phoenix, AZ

Pricing

Free forever.
No catch.

$0
forever · no credit card · no subscription

Your finances.
Nobody else's business.

Join the waitlist and get free access during beta.
We'll reach out when Netsheet is ready.

✓ You're on the list. We'll reach out when we launch.

No spam. No credit card. Just a heads-up when we ship.